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Case study

End-to-End Claims Management Automation

Fully automated journey for high-volume car finance claims, with real-time checks from multiple sources

My Car Loan Claims processes high-volume car finance claims

It runs the journey on Volume, from bringing claimants on board to handling lender correspondence, completing offer acceptance forms, collecting verified bank details and reconciling lender settlements through to the claimant being paid.

Customer

My Car Loan Claims Ltd, a UK law firm working with a large litigation funder

Industry

Claims Management

Outcome

100,000+ cases onboarded and validated within 6 months

The challenge

A high-volume claims process spread across too many systems

Onboarding relied on disconnected systems, manual processing and third-party providers. Further along the journey, lender correspondence, offer acceptance forms and claimant bank details all needed handling by hand, at the same volume

Onboarding icon

100,000+ customers to onboard in six months, across disconnected systems.

Data validation icon

No real-time data validation, causing rework, errors and compliance risk.

Lender correspondence icon

Lender mail by email, portal and post, each item read and filed by hand.

Offer forms icon

Lender acceptance forms as locked PDFs, completed and signed by hand.

Bank details icon

Claimant bank details needed, and verified, before settlements could be paid.

Banknote icon

Lender settlements reconciled and claimants paid by hand.

What we built

Five Blueprints, one claims journey

Volume built each stage of the journey from a Blueprint, linked by Workflows, so every claim moves from sign-up to settlement on one platform with one record

1

Customer Onboarding

Claimants on board in a single automated flow.

Claimants go from sign-up to signed client in one journey, with criteria assessed in real time from multiple sources.

1

Claimants sign up

Claimants enter their details through a branded portal, and a record is created straight away.

2

Checked in real time

Third-party checks validate each claimant and assess their eligibility as they sign up.

3

Documents signed

Eligible claimants review and sign their documents without leaving the journey.

4

Kept informed

Claimants are updated at every step, and the firm sees the whole pipeline in one place.

2

Inbound Triage

Lender correspondence understood before anyone opens it.

Letters, emails and portal downloads from lenders arrive in one inbox, already classified, matched and extracted.

1

Correspondence arrives

Lender emails, PDFs downloaded from lender portals and letters received by post all arrive in the triage inbox.

2

Classified, matched and extracted

Each item is classified as an acknowledgement, a decision or a request for information, matched to the claim and claimant, and its key data extracted.

3

Reviewed and confirmed

A reviewer confirms the data, files the attachments as evidence and sets the follow-up actions.

4

Follow-ups run automatically

A request for information automatically contacts the claimant for what the lender needs.

3

Form Completion

Lender offer acceptance forms completed without printing or scanning.

When a claimant accepts an offer, the lender's own acceptance form is completed from the claim record, signed and returned.

1

Offer accepted

The claimant reviews the offer in their portal and accepts it with their signature.

2

Form filled from the record

The lender's PDF form is filled with the claimant's details, the agreement number, their signature and the acceptance date.

3

Checked and certified

A case handler checks the form, and a signature certificate is added as the lender requires.

4

Filed and returned

The completed form is saved as evidence against the claim and sent back to the lender.

4

Bank Details Collection

Verified bank details, ready before the settlement is.

Claimants are asked for their bank details ahead of settlement, and every account is verified before it's stored.

1

Claimants asked in advance

Configurable campaigns ask claimants whose settlements are on the way to add their bank details in the portal.

2

Account verified

Claimants connect through Open Banking or upload a statement, and a Confirmation of Payee check confirms the name matches the claim.

3

Mismatches reviewed

Any mismatch goes to a Triage review, where the team accepts or rejects the name returned.

4

Confirmed at offer acceptance

Stored details are played back when the claimant accepts their offer, so they can confirm or update them.

5

Payment Reconciliation

Every settlement reconciled, every claimant paid.

Lender settlements are matched to the money expected, with exceptions reviewed in Triage, before claimants are invoiced and paid.

1

Remittance imported

The lender's remittance advice is read by an import profile, and an expected payment is created for each claim.

2

Payment reconciled

When the payment lands, the payment provider tells Volume, and a workflow matches it to the money expected.

3

Exceptions reviewed

Anything that doesn't reconcile goes to Triage, where the team confirms the right match.

4

Claimant invoiced and paid

An invoice is raised and sent to the claimant, the firm authorises the payment, and the claimant is paid to their verified account.

The results

Full control of the claims journey, from sign-up to settlement

Full ownership and control of the customer acquisition funnel.

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Improved conversion rates and speed to revenue.

Real-time customer validation, strengthening compliance.

triage icon

Lender mail processed fast and filed on the claim.

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Offer forms completed and returned without printing.

Claimant bank details verified before settlements arrive.

Settlements reconciled and claimants paid, fully traceable.

100,000+ claimants onboarded within six months.

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“Volume Technology has completely transformed our onboarding process. What was previously a slow, multi-step journey is now a seamless, end-to-end experience that allows customers to move through quickly and with confidence. We've significantly reduced friction, improved conversion rates, and gained full control over our acquisition funnel. The ability to validate customers in real time and adapt our processes as we scale has been a game changer for the business.”

Hayley Betteridge

Director, My Car Loan Claims

Explore further

See the Blueprints behind this story

Each part of this journey started from a Blueprint